Book description
Every financial professional should read and refer to this completely
updated annuity resource. Delivered in an authoritative, yet
easy-to-read language, this guide provides an objective discussion of
what annuities can and cannot do, their costs, and the risk management
features that annuities offer.
Whether you are an attorney, CPA, financial planner; anyone who advises
clients regarding financial matters should read and refer to this
completely updated annuity resource. Delivered in an authoritative yet
easy-to-read language, this guide provides an objective discussion of
what annuities can and cannot do, their costs, and the risk management
features that annuities offer.
The Annuity Advisor, 2nd Edition
discusses topics including:
Cost-benefit comparison of the features and taxation of annuities
Annuities as an investment versus risk management tool
Taxation of annuities both during the owner's lifetime and after death
The various features of annuities and their cost
When an annuity is considered an investment versus a risk management
tool
Features and costs of index annuities
When and when not to use trusts with annuities
Annuities and estate planning
Discussion of common arguments used both for and against annuities
What's New in the 2nd Edition:
Updated Second Edition offers extended coverage on:
Expanded analysis of the value of tax deferral in VAs
A brand new chapter on "longevity annuities"
New rules on Roth conversions of IRA annuities
New rules on calculating RMDs for IRA annuities
Updates on trusts as owners of annuities and transfers of annuities
into trusts
Expansion on taxation rules for partial versus full surrenders
Updated for new IRS rules on partial 1035 exchanges
About the Authors:
John L. Olsen, CLU, ChFC, AEP is a financial and estate planner
practicing in St. Louis County, MO. In addition to working with his own
clients, John works with other advisors on advanced cases and product
selection and offers independent consulting on financial planning
software. He is also a highly sought-after speaker, having given
presentations on financial, insurance, and estate planning, software
selection, and other topics to many industry groups.
Michael E. Kitces, MSFS, CFP���®, CLU, ChFC, RHU, REBC, CASL, is
Director of Financial Planning for Pinnacle Advisory Group, a private
wealth management firm located in Columbia, Maryland . In addition to
the financial planning work he does on behalf of Pinnacle s clients,
Michael is also a very active speaker, writer, and editor, works with
other financial professionals on advanced financial planning topics, and
is regularly interviewed by national consumer and trade publications on
a broad variety of financial planning topics.
