Book description
Praise for Credit Risk Scorecards
"Scorecard development is important to retail financial services
in terms of credit risk management, Basel II compliance, and marketing
of credit products. Credit Risk Scorecards provides insight
into professional practices in different stages of credit scorecard
development, such as model building, validation, and implementation.
The book should be compulsory reading for modern credit risk
managers."
-Michael C. S. Wong Associate Professor of
Finance, City University of Hong Kong Hong Kong Regional Director,
Global Association of Risk Professionals
"Siddiqi offers a practical, step-by-step guide for developing
and implementing successful credit scorecards. He relays the key steps
in an ordered and simple-to-follow fashion. A 'must read' for anyone
managing the development of a scorecard."
-Jonathan G. Baum
Chief Risk Officer, GE Consumer Finance, Europe
"A comprehensive guide, not only for scorecard specialists but
for all consumer credit professionals. The book provides the A-to-Z of
scorecard development, implementation, and monitoring processes. This
is an important read for all consumer-lending
practitioners."
-Satinder Ahluwalia Vice President and
Head-Retail Credit, Mashreqbank, UAE
"This practical text provides a strong foundation in the
technical issues involved in building credit scoring models. This book
will become required reading for all those working in this
area."
-J. Michael Hardin, PhD Professor of
StatisticsDepartment of Information Systems, Statistics, and
Management ScienceDirector, Institute of Business Intelligence
"Mr. Siddiqi has captured the true essence of the credit risk
practitioner's primary tool, the predictive scorecard. He has combined
both art and science in demonstrating the critical advantages that
scorecards achieve when employed in marketing, acquisition, account
management, and recoveries. This text should be part of every risk
manager's library."
-Stephen D. Morris Director, Credit
Risk, ING Bank of Canada
NAEEM SIDDIQI is a Business Solution
Specialist-Risk with SAS® Canada. He has over twelve years' experience
in credit risk management, both as a consultant and as a user at
financial institutions. He played a key role in the development of SAS
Credit Scoring, and provides worldwide support for this initiative.
Siddiqi has conducted training sessions on this methodology in
Belgium, Germany, Hong Kong, Thailand, Malaysia, Taiwan, and
Australia, as well as the United States, and is a frequent speaker on
credit scoring related topics at conferences worldwide. Siddiqi has an
honours bachelor of engineering from Imperial College of Science,
Technology and Medicine at the University of London, and an MBA from
York University in Toronto.
