Book description
101 Ways to Get Out Of Debt and On the Road to Wealth
is the ultimate handbook for anybody who wants to get out of debt and
stay out of debt.
This book will provide you with an insider's
knowledge of how to beat the lenders at their own game. Inside you
will find 101 practical and proven methods that anybody can use to
master their debt. Best-selling author Ashley Ormond shows you how to
conquer all types of debt, including mortgages, credit cards, car
loans, personal loans, investment loans and small business loans.
In this book you will learn how to:
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save a fortune in interest
-
get out of debt years earlier
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decide which debts to attack first
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find the best lending deals for your needs
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manage repayment problems.
Ashley Ormond's common-sense approach will get you debt free and on
the road to wealth in no time -- and that means more control over your
life, less stress, and greater long-term security for you and your
family.
Ashley Ormond was one of Australia's first PC-equipped
'mobile lenders', starting out in the early 1980s with a financial
calculator, a dual-floppy drive Compaq portable PC and a portable
Epson thermal printer in his car. This was before the age of mobile
phones, the internet, Windows, Excel, or even hard drives. It was back
in the days when:
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lenders actually analysed each borrower's
ability to repay
-
borrowers actually had to have a job or other
source of income
-
borrowers actually had to have proof of a
savings record, proof of income, proof of assets
-
lenders had to actually think about how each
debt would be repaid, instead of just shovelling money out the door
-
lenders actually retained the credit risk and
retained the ownership of loans, instead of just selling them to
unsuspecting bond-holders on the other side of the world.
His banking and finance career included several senior executive
roles at major Australian and international banking and finance
groups, including running branch networks, lending operations, product
development, pricing and financial control. His formal qualifications
include a Bachelor and Masters in Law, a Bachelor of Arts in Economic
History and a Graduate Diploma in Applied Finance and Investment. He
has also lectured for the Securities Institute of Australia. Since
'retiring' at 40, he has been a director of several companies,
including listed, private and not-for-profit companies and a
charitable foundation.
Ashley is the principal of Investing 101 Pty Ltd, a specialist
investment research firm that holds an Australian Financial Services
Licence. He is a sought-after speaker and commentator on financial
markets and has written two best-selling books on finance: How to
Give Your Kids Million Each! and Million for Life.
